Avaliações do Apple Pay

"Apple Pay what can I say...."

Comentários: Apple Pay has been a lifesaver in my business....When i'm on the go and I need to make purchases fast safe and secure I tap my phone and apple pay is always there. This I believe is one of thee best things that apple could have came up with because you can send and receive money so easily from your contacts and like I said I love the tap of your phone feature. Apple definitely made this with the people in mind.

Vantagens: The program is easy to use it functions well ...easy to link your debit card send and receive money.

Desvantagens: I love apple pay I have no complaints when it comes to it.

"Apple Pay Review"

Comentários: I love using Apple Pay. I use it whenever I possibly can if it is available.

Vantagens: I love that Apple Pay is available for us to use. The payment software is easy to use and secure for all your transacting needs.

Desvantagens: The only issue I have with Apple Pay is that is it not offered at every possible venue so I still need to carry a wallet.

"Apple Pay is the Easiest Way"

Comentários: It's been a great experience. I don't know of any other app or software that can top the convenience and ease of using Apple Pay .

Vantagens: Apple Pay has definitely made handling my payments easily. It has saved me time when checking out
and is the most convenient contactless method during this pandemic.
Even any payments or receipts that make for work and the business are followed through well.
I highly recommend it to everyone!

Desvantagens: I have never experienced any difficulties or insecurities when using Apple Pay. I honestly love it so much.

"Apple Pay simply does not work"

Comentários: It has been an unmitigated disaster. Apple Pay took 9500 of my money. They did NOT complete the transfer in the way it was supposed to have been completed. Then, adding insult to injury, they suspended my account and told me I could not get any information for at least 3 Business days. This was done despite the fact that all accounts used were in my name and I have excellent credit. The problem resulted because the transfers showed up as ACH transfers instead of Apple Pay iPay transfers. This happened through no fault of my own, as there was no option to choose the 1% method instead of the regular useless ACH. This problem is not just a problem that I have, it is a problem that anyone who tried to transfer funds without the version 12 would have experienced. Instead of apologizing and understanding that this was generated by their error, they did the exact opposite and penalized me, the customer even further. To date, I still have not gotten my 9500 dollars back. They claim it will take another 2 business days to complete their review. They also claim that this happened because of a computer glitch that detects unusual activity. They referred me to the TOS where they claim that I gave them permission to hold my money for 3 business days, but nowhere in the TOS is the word three business days available. These people are simply incompetent criminals

Vantagens: Nothing. It simply does not work. They extort money from customers and do not send them the way that they are supposed to. They lie and cheat and they do not reply to customers with respect or even the most basic courtesy. I have nothing good to say about Apple Pay.

Desvantagens: The software as version 9 caused customers like me tremendous problems. I tried to transfer $9500 from my Apple Pay to my Ameritrade account. This transaction should have been instantaneous and it was promised as being an immediate transaction. This is why I tried to use the service. This was a mistake. The transaction instead went through as a regular ACH transfer. Using Apply Pay for ACH simply does not make sense as they are far inferior to a standard bank. Apple Pay does not insure your money nor are they even able to give you something as simple as a receipt proving the transaction has been made. Contacting them is a nightmare and if you manage to get anyone on the phone, rest assured that they will be ZERO help and will simply repeat what representative, a guy being investigated by a number of regulatory agencies including the department of justice tells them to say, "we are the highest authority". This is what they tell you if you ask them to speak to a supervisor. More importantly, not only are they useless, but they are rude to boot! The fact that version 9 (prior to version 12) causes so much damage to the average customer is a technical nightmare. I have no idea what the newer version 12 does, because even though I downloaded after my issues started, at that point my Apple Pay account had been suspended and my money has been in limbo for the past two business days including the weekend. Horrible system.

"Solved all my problems!"

Comentários: Overall it’s a joy to use. Buying has never been easier!

Vantagens: I love the ease of the app. Before, I was using Google Pay and PayPal but their customer support and functionality did not leave a good impression. Now with Apple Pay I can finally send and receive money, and pay effortlessly.

Desvantagens: I had a few problems with linking my debit card. In the future Apple should definitely develop some different features to solve this problem.

"Amazing quick payment method"

Vantagens: The product is very easy to use and makes running my business easier

Desvantagens: Shipping addresses sometimes seem to get confused. But super rarely.

"Helpful Tool in Business!"

Comentários: We have found success using Apple Pay for our clients and customers and are happy overall.

Vantagens: Easy to integrate with our existing systems
Widely used and accepted in the market and with customers

Desvantagens: Learning curve for me since I am generally an Android user
Requires Apple products and user account

"Apple Pay Review 2021"

Comentários: I love it. Paying for food with facial recognition and tapping my phone is the new normal for me. Highly recommend anyone and everyone to use this app as it has saved me a few times where I needed money and had forgotten my hardcopy wallet. but thanks to Apple I had my digital one!

Vantagens: It honestly still blows my mind how things like this exist in my lifetime. I am a bartender, and the amount of people that pay with their watch or their phone is around 50% nowadays. It is so simple to use and you do not have to carry around a wallet anymore. It is easy to store multiple cards, so you basically just have your wallet on your phone. Seriously, this app could not be easier to use. Apple did an amazing job figuring out this one.

Desvantagens: Nothing. I have nothing bad to say about an app that has saved me multiple times when I have been out and about and have forgotten my wallet / don't have cash on me. There is almost no excuse now for the phrase "I left my wallet at home". You can pay from anywhere, anytime with two clicks of a button.

"Getting Paid, the Easy Way"

Comentários: Payment becomes a breeze. Quicker to get money because they no longer take out their wallet, and they always have phone out.

Vantagens: Ease of use to get money from customers. Every "i-Device" has it built in, and people know how to use it.

Desvantagens: Sometimes "non-Apple" people can fuss about it, but the majority of my customers are "Apple people" so its barely an issue.

"The perfect choise for iPhone useres"

Vantagens: Although I'm an Apple user since ever I started using this service not long ago... and now I'm thinking why I didn't do it before! It makes my life easier online and off line when I have to pay something and we've just started accepting payment on our website with this service and some customers were happy about this choice!

Desvantagens: Like most of Apple's software... they are quite exclusively made for apple devices. But I can't say this is a cons after all!

"I (almost) never need to bring along my credit cards anymore."

Comentários: Even with the cons, I still love using Apple Pay. I’ve had more than one person look on in awe when I use my phone to pay with purchases. I’ve also helped others set theirs up so that they can pay using Apple Pay. While I would be hesitant to use it on an iPhone X because of the device’s lack of fingerprint sensor, I absolutely love using it on my iPhone 7. I do not currently own an Apple Watch but knowing that Apple Pay is integrated makes me want to jump on the wagon and get myself a smartwatch.

Vantagens: I love the ability to bring along all of my credit cards with me without having my wallet with me. All I have to do is hold my phone near the NFC card reader and I can easily pay for a purchase. I also love the ability to send money to friends with iPhones. It’s helpful if we’re out to dinner and they pay, then I can just send them the money via Apple Pay. The number of stores that allow Apple Pay is steadily growing, meaning paying for purchases is getting even easier. I do like the security of Apple Pay, especially the ability to secure my cards using a fingerprint. This way, no one but me can use my cards. I do love the integration of the Apple Watch. The idea that I can pay just by holding my wrist near the NFC reader seems so convenient.

Desvantagens: There are a few retailers that have not accepted Apple Pay. I’m constantly hearing from my Samsung-owning friends that they can use their phones to pay anywhere using Samsung Pay. I would like to see Apple Pay become more universal. I also would like for Apple Pay to allow me to send money to and from people who might not be using an Apple device. Currently, it only allows sending to and from iPhones. Hopefully, this will change soon. I also am unsure about the security of using Apple Pay’s Face Unlock feature on iPhone X. It does not seem like it would be as secure as a fingerprint. However, in this case, you can also use a pin to lock the app.

"Fast and easy way to pay online!"

Comentários: Long gone are the days where I would go get my wallet and then manually enter all my credit card info during checkout. I use apple pay every time I purchase anything online. It's one click and done. It's the most convenient way of paying for things online. If you use Apple products I highly recommend setting up your apple wallet and using apple pay!

Vantagens: I absolutely love using apple pay to pay for goods online. You add your credit cards to your apple wallet once and then you can use Apple Pay to pay for online purchases. When you're ready to checkout online you just select the "apple pay" option at checkout. You don't need to go through the steps of adding a credit card and billing info because it's already all there in your apple wallet. It makes checkout a breeze! You can also use apple pay for in-store purchases but I mainly use it for online purchases. I also love how secure it is. I have not encountered any security issues using apple pay.

Desvantagens: Apple pay is only supported by the Safari browser. I just started using Bing on my iPhone and was super disappointed to see that there was no apple pay option when shopping online using Bing. Hopefully in the future apple pay becomes available on other browsers besides Safari.

"Apple Pay is convenient, fast and a reliable method to purchase items"

Comentários: Overall a great product and definitely recommend to all those seeking convenience and ease when purchasing products.

Vantagens: I have experience of Apple Pay as both a consumer and a business owner. As a person who has had iPhone for a number of years, the integration of Apple Pay has significantly made the buying process a lot easier and convenient. I am able to enter my credit card information with ease and into a service that I trust and know is secure. This payment system allows me to easily switch between payment methods and with security at a purchase point to ensure it is actually me who is purchasing products in store. Also, the amount of retailers that are now accepting Apple Pay has grown and continues to grow in order to make this process a breeze.

Desvantagens: In my time using this payment system, I have encountered very few problems. Sometimes, a small lag or an app crash but nothing major and definitely nothing that would impact my security. However, in the time I have used Apple products, the only issue I would say is when trying to contact customer service and speak to a representative directly. It can be time consuming to contact an Apple representative but I have had very few instances where I have needed their direct help.

"Convenient and Secure"

Comentários: I love ApplePay. I even upgraded my computers and credit card scanners so that I’m able to accept all forms of payment. I have never had a problem or felt my information was or could be compromised.

Vantagens: It’s really easy to set up and use. I like that I’m able to put multiple cards in my wallet on multiple devices. That alone is a life saver because it eliminates the need to carry a wallet or handbag if I want to run in and get out quickly. It also comes in handy when I forget to grab my physical card.

Desvantagens: The con is going to a place that does not or is not capable of using ApplePay. Having ApplePay also makes it way too easy to spend money! One swipe, tap and it’s done!

"Apple pay a day makes a stressful transaction away."

Comentários: All in all, paying my bills using my iPhone X via the Apple Pay is a 100% overall convenient and very secured transaction. But it would be best if there will be more terminals for payments and they should allow other iPhone products to use such amazing application.

Vantagens: A friend introduces me to use this application. I was very nervous at the time since I'm the kind of person who is very traditional when it comes with the ways of life. But then when I tried to use it, I was glad that I did. It was quick, super easy and secured transaction. Wow! really amazing!

Desvantagens: One thing that I've noticed with this application is that it has a very limited number of stores that are equipped with Apple Pay terminals. Aside from it, my friend also tried to use it on her I phone 5 and it didn't work. I guess it only works for newer generations of i-phones which I think it's unfair since she too uses apple product right?.

"Just two clicks, a face scan and you are done!"

Comentários: Because I use it almost everyday I have a really good experience with Apple Pay. I really recommend other to use it as well.

Vantagens: pros:
I love i can leave my wallet at home if I want to quickly grab a coffee or do groceries. You just need to click twice on your on/off button, it will scan your face, finger, and you can pay. I love it because it is very simple to use and works every single time. Also you get a notification after you payed.

Desvantagens: Cons:
I really only know one single con in this feature. I once tried to pay something over a certain amount which it did not let me because it was of my maximum limit which I could spend in one time or per day. I tried to change the amount but I could not get it done. So it would be nice to place under the Apple pay button in the settings another button to change that certain amount.

"APPLE PAY IS THE FASTEST CASHLESS WAY TO PAY AND RECEIVE PAYMENTS"

Comentários: Apple Pay is the best cashless payment method only that its more limited to use in the U.S. and not much friendly in other countries.

Vantagens: Payment is instant, allows users to send money instantly to each other and shop in various stores, touch ID makes transactions fast and more safer, Its very simple to set up and start using immediately, Siri makes things faster as you only need to say apple pay and it opens instantly at the store for payment, Allows users to link cards and pay cashless more easily and more faster. It is generally more safer than card payments and cash payments. It enables one to split bills for easier payments.

Desvantagens: No much on cons but apple pay is more useful when in the U.S. not many countries other than U.S. and some Europe countries use it. It is therefore not a good option for tourists it may disappoint you but if in the U.S. its the best pay software to pay and receive money from friends.

"Apple Pay has changed the way I purchased"

Comentários: Overall, Apple Pay has changed the way I purchase. I don't have to worry about carrying my cards.

Vantagens: Apple Pay is so convenient for purchasing items. I always have my phone with me, so it is so easy to pull out the phone and pay. It's faster than searching for a card. And the haptic feedback on my phone lets me know that the purchase has been successful.

Desvantagens: I can not fault Apple Pay in any way. If I had to complain about anything its that the shortcut for opening the wallet app (double click power button) is sometimes accidentally triggered when I don't want it.

"Easy, safe and tracking your expenses became much easier"

Comentários: Easy and safe

Vantagens: Its very easy to use, add credit card to the wallet, confirm with your bank then it will be available all times without the fear of forgetting where your wallet is or where your credit card. Since we are usually mobile all times, Apple pay will make it easier to pay everywhere and make your credit cards safe without losing it.

Desvantagens: Some banks still didn’t activate the service. I have to wait until it is available. The app is recording every payment, but it could have filters to categorize payments to be easily tracked.

"Convenient but limited"

Vantagens: I’ve loved the fact that my customers can still pay even if they get to the register with a full cart and then realized they forgot their wallet at home but have their phone set up and my terminal set up to accept as well. It’s definitely convenient and whoever knows how to use an iPhone can easily set up Apple Pay, so even my older customers are more loyal because they know they already have it set up on their phone so it’s in and out.

Desvantagens: As with the classic android vs apple debate, don’t expect much leeway or personalization with Apple Pay. Even customer service requests like chargebacks, or terminal compatability may have you on a long hold for every simple question. Especially with this being a new feature, there are many options we wish they had, but I believe convenience was their main goal, not completely and total functionality.

"Good but could be improved"

Comentários: Overall fine. Looking forward to the next big update when I am sure a lot of the limitations will be taken care of.

Vantagens: It is very easy to use. Simply tap and fingerprint, payment goes through and you get instant feedback.
Set for major cards is very easy. Simple image your card, the app takes you through the approval process (the financial institution must sign off).
Its free.

Desvantagens: It does not cover all major cards (such as a major Canadian bank).
You need a third party app to put in lots of other types of cards; points cards, gift cards and ids. You are restrained to what Apple allows.
Remember it only works where tap is available, plus many cards limit tap to $100 - so you still have to carry physical cards.

"Great feautures"

Vantagens: Apple Pay allows me to purchase without fishing out my wallet. And also it allows me to use my fingerprint, pin and faceID for the security. It supports online purchases through the Safari, I just need to look for the ApplePay option at checkout. What a blast!

Desvantagens: I am hoping that someday soon there will be an update or upgrade in Apple Pay that will give us reason to stay, I mean like loyalty rewards, gift cards, etc.. Apple Pay lacks supports in this case.

"Love apple pay because the money is in my bank quick"

Comentários: I have had nothing but good experience with apple pay. My money always feels safe when i use it compared to other apps

Vantagens: Apple pay has made my life much easier when I purchase online. Apple pay is quick and reliable I have never once had a problem with apple pay. I have received money and within one business day the money was in my account. I actually like using it when shopping because Its quick.

Desvantagens: Apple pay would be better if it offered instant deposit for people who do not have visa cards. Other apps offer instant cash out. I would like if apple would offer people a membership where they can instantly deposit into their account for free if they pay a certain amount of money a month.

"The next wave of payments"

Comentários: Apple Pay has managed to make payments even simpler than using a card. It is the next wave of payments.

Vantagens: I like that Apple Pay is very intuitive to use, easy to access, and widely accepted. It is also integrated well into the experience of paying on mobile and allows you to skip creating accounts on many websites.

Desvantagens: I don't have any cons for Apple Pay - so far, I have never had an issue using it, and it has only made things more convenient for me.

"Easiest way to pay at most of the places"

Vantagens: Easy to use, simple, fast, bank to bank security. Now you can use it in Dollarama too, with just holding your iPhone to NFC terminal at the store. Apple pay is available from iPhone SE to all newer phones, So all you need is to carry your phone everywhere and forgot you big bulky wallet. I think its more secure than a credit card because credit cards does not have a authentication facility at the time of making payments. moreover this authentication is from your thumb of face which no one can steal. So it becomes the most secured payment technology at this point.

Desvantagens: Sometime Apple pay is not available in stores then you feel limited, moreover some banks still not allowed their customers to add their debit or credit card into Apple pay.